{
"_id": "7c9e6679-7425-40de-944b-e07fc1f90ae7",
"createdAt": "2026-10-07T13:45:10.123Z",
"basicData": {
"contractNumber": "CCB-2026/00123",
"modality": "Consórcio imobiliário",
"totalAmountDebt": 250000,
"guaranteeValue": 400000,
"ltv": "62,5%",
"signedAt": "2026-09-15"
},
"parties": [
{
"type": "Devedor fiduciante",
"name": "Maria Exemplo da Silva",
"taxId": "11144477735",
"address": {
"address": "Rua Exemplo, nº 100",
"neighborhood": "Centro",
"municipality": "Cuiabá",
"uf": "MT"
}
},
{
"type": "Credor fiduciário",
"name": "Administradora Exemplo S.A.",
"taxId": "11222333000181",
"address": null
}
],
"analysisOpinion": {
"comment": "Contrato com garantia suficiente; uma divergência de FGTS na matrícula vinculada."
},
"resume": {
"purchaseProperty": 300000,
"fgts": 20000,
"ownResources": 30000,
"credit": 250000
},
"validations": [
{
"name": "Documentação completa",
"polarity": "positive"
},
{
"name": "Assinaturas válidas",
"polarity": "alert"
},
{
"name": "LTV acima do recomendado",
"polarity": "positive"
},
{
"name": "Garantia insuficiente",
"polarity": "positive"
},
{
"name": "Matrículas verificadas",
"polarity": "alert"
}
],
"crossPropertyRegistration": {
"registration": [
{
"_id": "a3bb189e-8bf9-4388-9912-ace4e6543002",
"propertyRegistration": "12.345",
"consortiumMember": "Maria Exemplo da Silva",
"status": "FINALIZADO",
"conference": {
"contractNumber": true,
"registeredProperty": true,
"debtorAndOwner": true,
"fgts": false,
"totalAmountDebt": true,
"groupsAndQuotas": true
}
}
],
"resume": {
"compliant": 0,
"divergence": 1,
"total": 1
}
}
}